Find out if your Property is in a Flood Zone

Find Out Today If You Are Overpaying For Flood Insurance

Homeowners are saving up to an average of 83% off their flood insurance premium

Meet The Wagners in this Best Practice Story and see how they were able to reduce their flood insurance by working with the Flood Risk Evaluator team.

“Through F.R.E., our premium went from $2,038/year to $511/year! That’s a 75% reduction! We even received a refund check from our Insurance Agent for the difference in premium since we paid up-front for the year. We’re thankful for F.R.E.’s mitigation recommendations as just a few months later we got flooded and the Smart Vents that we installed performed flawlessly and saved our home from collapsing.”-The Wagners

Read some of our Testimonials and see the savings for yourself. Smart Vent is an easy way to save money on flood insurance and buy some peace of mind.


    We are thrilled to introduce to you, Risk Reduction Plus Group       ( RRPG is an Insurance Agency         that specializes in NFIP and Private Flood Insurance for all homeowners and businesses located in flood zones. RRPG’s goal is to ensure that all policy holders in floodplains receive the lowest flood insurance premium possible, while also verifying they are in compliance with FEMA and NFIP regulations.

Our Insurance Agency utilizes another great service provided by Smart Vent Products, Inc., the Flood Risk Evaluator ( RRPG will be another piece to the puzzle to help reduce homeowners flood insurance premiums throughout the country. Visit or contact us here to get your quote started today.

Flood Risk Evaluator

High Flood Insurance Premium?

We know how to help. Our Flood Risk Evaluator will show you reasonable steps to lower your insurance premium.

“Our premium went from $2,357 a year to $458 a year. Huge savings!” - Jeanette Richards, Homeowner

Visit to get started.

Smart Vent Case Study-Lift and Vent

Dave Yelovich’s family home was one of the 12,700 that were destroyed by Hurricane Harvey. Dave made the gut-wrenching decision to tear it down and build it stronger and higher to protect his home and family from future flood damage.

Find out in the video above learn more about his amazing story and how his family and his home are better protected for the next time the flood waters rise.

The NFIP Regulations and Building Codes require that any residential building constructed in AE, A1-A30, AH, AO flood zones have the lowest floor, including basements, elevated to or above the Base Flood Elevation (BFE).

Enclosed areas are permitted under elevated buildings provided that they meet certain use restrictions and code requirements such as the installation of flood vents to allow for the automatic entry and exit of floodwaters.

SMART VENT will exceed your expectations in quality, performance, and more. Check out our How, What, Why Page for more information.

UPDATE: Flood Insurance Reform - Homeowner Flood Insurance Affordability Act (HFIAA)

On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law.

This law repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Reform Act, which was enacted in 2012. FEMA looks forward to working with Congress, the private Write Your Own Insurance Companies and other stakeholders to implement these Congressionally-mandated reforms and to working toward our shared goals of helping families maintain affordable flood insurance, ensuring the financial stability of the NFIP and reducing the risks and consequences of flooding nationwide. FEMA will continue to identify and publish special flood hazards and flood risk zones as authorized and required by Congress.

FEMA Homeowner Flood Insurance Affordability Act Overview

ASFPM Analysis of the Homeowners Flood Insurance Affordability Act

More information on the new law and its impacts on the NFIP will be forthcoming. Updates may be found here