Flood Insurance Case Study

One of the first things I did after buying our own Real Estate on Sunset Beach, Treasure Island, was investigating our flood insurance. I installed 5 flood vents certified for 200 square feet each and after about 10 weeks, countless emails and phone conversations with the surveying company and several survey retakes, I reduced my flood insurance premium from $2,300 to $300. $2,000 were overpaid by the previous owners every year for at least 20 years! Best of all: No matter how the law changes, I will not be effected by it and the value of my Real Estate is protected. Please, do not leave it up to chance and accept whichever dollar amount the FEMA invoice reads. During those 10 weeks I have become quite knowledgeable about flood insurance and I have had a great flood vent manufacturer (http://www.smartvent.com, Bruce Sherlock) help me make my case every step of the way.
Hendrik Bisanz
Hendrik Bisanz
Homeowner
Sunset Beach, FL
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